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Resale Formulas
Interactive Resale Formula Comparison Tool
Click here to launch the application This general purpose educational tool was designed to help community leaders understand the relative performance of different limited equity resale formulas. So much of what sets one model apart from the other is dependant...[More]
Posted by Rick Jacobus | Comments (0)
Comparing the Four Major Approaches to Resale Formulas
There are four major types of resale formulas used in CLT ground leases - indexed, itemized, appraisal-based and mortgage-based. There are distinct advantages and disadvantages to each approach. Here is a chart that compares each of these four different types...[More]
Posted by Mike Brown | Comments (0)
Designing Resale Formulas
Resale formulas, embedded in a CLT ground lease, a deed covenant, or other legal instrument, are tailored to accomplish the specific goals that a nonprofit corporation has set out for itself and for its homeowners. Here is a QuickTime presentation,...[More]
Posted by Mike Brown | Comments (0)
Goals in Designing a Resale Formula
Every CLT resale formula attempts to strike an equitable balance between providing a fair return to the seller household and ensuring an affordable price to the homebuyer household. Resale formulas are typically designed to accomplish additional goals as well. Presented...[More]
Posted by Mike Brown | Comments (0)
CLTs and Other Affordability Restrictions Mechanisms
Community land trusts are not the only mechanism used to maintain long-term affordability restrictions on housing made affordable through the use of public and/or private subsidies. Here is a comparison of the three major approaches - deed restrictions, mortgages and...[More]
Posted by Mike Brown | Comments (0)
Burlington Community Land Trust Resale Study
Permanently Affordable Homeownership: Does the Community Land Trust Deliver on Its Promises? A performance evaluation of the CLT model, using resale data from the Burlington Community Land Trust. A report copyrighted by the BCLT © 2003, displayed on this website...[More]
Posted by Mike Brown | Comments (0)
